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Savings Account Comparison (Belgium)

Compare Belgian savings accounts by interest rate, fees, and benefits. Filter by goals and open full details for each account.

Filters

Filter savings accounts by goal, bank and topic keywords.

Results: 62

Tip: try "bonus", "student", "flexible", or filter by bank.

Investment calculator Inflation impact

How we rank

We score savings accounts by base + bonus rate, fee transparency, and access rules. Always confirm the latest conditions with the provider.

Goal / Segment

Bank

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How to choose

- Look at the total interest (base + bonus).
- Check conditions for bonus interest.
- Verify withdrawal limits and access speed.

NIBC Savings Account

Verified

NIBC Bank

Last verified: 2026-02-05

2.00%

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR

Risk

N/A

Min. investment

N/A

Region

N/A

Youth / StudentNo feesInterest-focused

Designed for 12-25 years oldNo fees

Premium Savings

Verified

ING

Last verified: 2026-02-05

0.25%

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR

Risk

N/A

Min. investment

N/A

Region

N/A

Premium saversNo feesInterest-focused

Higher interest for balances above 50kEURMobile notifications

Hello Save Account

Verified

BNP Paribas Fortis

Last verified: 2026-02-05

0.15%

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR

Risk

N/A

Min. investment

N/A

Region

N/A

No feesInterest-focused

Easy online accessYouth option available

Standard Savings Account

Verified

KBC

Last verified: 2026-02-05

0.11%

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR

Risk

N/A

Min. investment

N/A

Region

N/A

No feesInterest-focused

Online bankingMobile app

Youth Savings Account

Verified

Argenta

Last verified: 2026-02-05

0.10%

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR

Risk

N/A

Min. investment

N/A

Region

N/A

Youth / StudentNo feesInterest-focused

Designed for 12-25 years oldNo fees

NIBC Spaarrekening

Verified

NIBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

vdk bank Ritme Spaarrekening

Verified

vdk bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Belfius Flow Spaarrekening

Verified

Belfius

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

CPH Banque Carnet de depots Plus

Verified

CPH Banque

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Argenta Groeirekening

Verified

Argenta

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

CBC Start2Save

Verified

CBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

ING Tempo Sparen

Verified

ING

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

KBC Start2Save

Verified

KBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Crelan GoSave

Verified

Crelan

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Santander Consumer Bank Vision Max

Verified

Santander Consumer Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Santander Consumer Bank Vision+ plus

Verified

Santander Consumer Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

UniCredit Extended

Verified

UniCredit

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

MeDirect Essential Sparen

Verified

MeDirect

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Beobank Save Plus

Verified

Beobank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Keytrade Bank High Fidelity

Verified

Keytrade Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

MeDirect Fidelity Sparen

Verified

MeDirect

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

NIBC getrouwheidsrekening

Verified

NIBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

BankB Spaarrekening

Verified

BankB

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

MeDirect Dynamic Sparen

Verified

MeDirect

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Belfius Fidelity spaarrekening

Verified

Belfius

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Europabank renteboekje Plus

Verified

Europabank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Santander Consumer Bank Vision

Verified

Santander Consumer Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

vdk bank You Count spaarrekening

Verified

vdk bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Deutsche Bank DB Silver Account

Verified

Deutsche Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Crelan Horizon Plus Boekje

Verified

Crelan

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

ING Spaarrekening

Verified

ING

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Izola Bank Saver Account

Verified

Izola Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

UniCredit Standard

Verified

UniCredit

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Nagelmackers Superior + Spaarrekening

Verified

Nagelmackers

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Triodos Impact Savings Fidelity

Verified

Triodos

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Argenta Getrouwheidsrekening

Verified

Argenta

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Bunq Easy Savings Spaarrekening

Verified

Bunq

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

BNP Paribas Fortis Spaarrekening Plus

Verified

BNP Paribas Fortis

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Fintro Spaarrekening Plus

Verified

Fintro

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Hello Bank Spaarrekening Plus

Verified

Hello bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Keytrade Bank Azur

Verified

Keytrade Bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

CPH Banque Carnet de depots

Verified

CPH Banque

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Beobank Fidelity Plus

Verified

Beobank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Europabank renteboekje

Verified

Europabank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Bank de Kremer spaarrekening

Verified

Bank de Kremer

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Nagelmackers Superior Spaarrekening

Verified

Nagelmackers

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

CBC spaarrekening

Verified

CBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

KBC Spaarrekening

Verified

KBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Belfius klassieke spaarrekening

Verified

Belfius

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

vdk bank Rentespaarrekening

Verified

vdk bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

vdk bank SpaarPlus Rekening

Verified

vdk bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Nagelmackers spaarrekening

Verified

Nagelmackers

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Crelan Direct boekje

Verified

Crelan

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Crelan spaarboekje

Verified

Crelan

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Beobank spaarrekening

Verified

Beobank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Triodos Impact Savings

Verified

Triodos

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

BNP Paribas Fortis gewone spaarrekening

Verified

BNP Paribas Fortis

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Fintro Spaarrekening

Verified

Fintro

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Hello bank Klassieke spaarrekening

Verified

Hello bank

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Argenta e-spaar

Verified

Argenta

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

Argenta Maxirekening

Verified

Argenta

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

NIBC Flex rekening

Verified

NIBC

Last verified: 2026-02-05

Expected return: -

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

0EUR/year

Risk

N/A

Min. investment

N/A

Region

N/A

No fees

Savings accountBelgium

How to choose a savings account

Look beyond the headline rate and understand total payout and conditions.

Compare base rate + loyalty bonus and how it's calculated.
Check withdrawal limits or penalties.
Verify minimum balance requirements.
Review how interest is paid and whether it can change.
Always confirm the official tariff sheet.

Savings FAQ

How often can rates change?

Savings rates can change at any time. Always check the latest tariff sheet.

What is a loyalty bonus?

It?s an extra interest component if you keep funds for a minimum period.

Are savings protected in Belgium?

Deposits are typically protected up to the statutory limit, subject to eligibility.

Trust & sources

Sources, methodology, and freshness

We use public sources and provider documents. Always verify final terms on official pages.

Last updated2026-02-02

Primary sources

How we rank Editorial policy

Finance products can change. We update regularly but recommend verifying fees, eligibility, and terms directly with the provider.

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NIBC Savings Account

Premium Savings

Hello Save Account

Standard Savings Account

Youth Savings Account

NIBC Spaarrekening

vdk bank Ritme Spaarrekening

Belfius Flow Spaarrekening

CPH Banque Carnet de depots Plus

Argenta Groeirekening

CBC Start2Save

ING Tempo Sparen

KBC Start2Save

Crelan GoSave

Santander Consumer Bank Vision Max

Santander Consumer Bank Vision+ plus

UniCredit Extended

MeDirect Essential Sparen

Beobank Save Plus

Keytrade Bank High Fidelity

MeDirect Fidelity Sparen

NIBC getrouwheidsrekening

BankB Spaarrekening

MeDirect Dynamic Sparen

Belfius Fidelity spaarrekening

Europabank renteboekje Plus

Santander Consumer Bank Vision

vdk bank You Count spaarrekening

Deutsche Bank DB Silver Account

Crelan Horizon Plus Boekje

ING Spaarrekening

Izola Bank Saver Account

UniCredit Standard

Nagelmackers Superior + Spaarrekening

Triodos Impact Savings Fidelity

Argenta Getrouwheidsrekening

Bunq Easy Savings Spaarrekening

BNP Paribas Fortis Spaarrekening Plus

Fintro Spaarrekening Plus

Hello Bank Spaarrekening Plus

Keytrade Bank Azur

CPH Banque Carnet de depots

Beobank Fidelity Plus

Europabank renteboekje

Bank de Kremer spaarrekening

Nagelmackers Superior Spaarrekening

CBC spaarrekening

KBC Spaarrekening

Belfius klassieke spaarrekening

vdk bank Rentespaarrekening

vdk bank SpaarPlus Rekening

Nagelmackers spaarrekening

Crelan Direct boekje

Crelan spaarboekje

Beobank spaarrekening

Triodos Impact Savings

BNP Paribas Fortis gewone spaarrekening

Fintro Spaarrekening

Hello bank Klassieke spaarrekening

Argenta e-spaar

Argenta Maxirekening

NIBC Flex rekening

How to choose a savings account

Related links

Savings FAQ

Sources, methodology, and freshness

Primary sources

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