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Belgium Credit Cards Fees Rewards Perks

Credit Card Comparison (Belgium)

Compare credit cards by annual fee, benefits, and card network. Use filters to find no-fee cards, rewards/cashback, travel perks, premium cards, prepaid options, and more.

Showing 14 cards

Beobank logo

Q8 World Mastercard

MastercardVerified

Beobank

Last verified: 2026-02-05

11.49% APR

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR5/year

Risk

N/A

Min. investment

N/A

Region

N/A

RewardsBudget friendlySimple benefits
Fuel discounts at Q8Cashback on purchasesExtended warranty
Beobank logo

Visa Classic

VisaVerified

Beobank

Last verified: 2026-02-05

11.49% APR

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR5/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Purchase protectionSafe online insuranceContactless payments
BNP Paribas Fortis logo

Visa Classic

VisaVerified

BNP Paribas Fortis

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

27/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Purchase protectionOnline insuranceWorldwide acceptance
ING Belgium logo

ING Mastercard Gold

MastercardVerified

ING Belgium

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR27/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Travel insurancePurchase protection
BNP Paribas Fortis logo

Mastercard Gold

MastercardVerified

BNP Paribas Fortis

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR51/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Purchase protectionOnline insuranceTravel insurance
Belfius logo

Belfius Mastercard Gold

MastercardVerified

Belfius

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR60/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Travel insuranceExtended warranty
Wise logo

Wise Prepaid Mastercard

MastercardVerified

Wise

Last verified: 2026-02-05

No credit - prepaid balance

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

Free (small FX & usage fees)

Risk

N/A

Min. investment

N/A

Region

N/A

No annual feePrepaidSimple benefits
No credit checkMulti-currency supportOnline & in-store payments
Beobank logo

Visa Gold

VisaVerified

Beobank

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR65/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Travel insurancePurchase protection
Beobank logo

Visa Platinum

VisaVerified

Beobank

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

EUR150/year

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Premium travel insuranceConcierge service
KBC logo

Mastercard Gold

MastercardVerified

KBC

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

Included with account

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Travel insuranceExtended warranty
KBC logo

Mastercard Platinum

MastercardVerified

KBC

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

Included with premium account

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Concierge servicePremium insurance
KBC logo

Mastercard Silver

MastercardVerified

KBC

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

Included with account

Risk

N/A

Min. investment

N/A

Region

N/A

Everyday spendingBudget friendlySimple benefits
Online purchase protection
ING Belgium logo

ING Mastercard Standard

MastercardVerified

ING Belgium

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

Included with account

Risk

N/A

Min. investment

N/A

Region

N/A

Everyday spendingBudget friendlySimple benefits
Secure online payments
Belfius logo

Belfius Mastercard

MastercardVerified

Belfius

Last verified: 2026-02-05

Representative APR applies

Returns are not guaranteed. Always verify fees and terms on the official website.

Fees

Included with account

Risk

N/A

Min. investment

N/A

Region

N/A

Travel perksBudget friendlySimple benefits
Online insurance

Compare credit cards available in Belgium by annual fee, benefits, and network. Always check eligibility and conditions on the providers website before applying.

How to choose a credit card

Match fees and benefits to your real usage, not marketing extras.

  • Compare annual fees vs. rewards and travel benefits.
  • Check foreign exchange markup and ATM costs.
  • Verify credit limit policy and eligibility requirements.
  • Look for insurance exclusions and claim conditions.
  • Always read the provider's pricing sheet and terms.

Related links

Keep researching with tools, guides, and comparisons.

Credit cards FAQ

Do credit cards affect my credit score?

Yes. Usage, payment history, and limits can influence your score. Always pay on time.

What?s the most important fee to compare?

APR and total cost. Also check FX markup, ATM fees, and insurance exclusions.

Is a premium card worth it?

Only if you use the included benefits (travel insurance, lounge access, rewards) enough to offset fees.

Betrouwbaarheid & bronnen

Bronnen, methodologie en actualiteit

We gebruiken openbare bronnen en offici?le documenten. Controleer altijd de definitieve voorwaarden op de providerpagina.

Laatst bijgewerkt2026-02-02

Financi?le producten kunnen wijzigen. We updaten regelmatig, maar controleer kosten, voorwaarden en geschiktheid bij de aanbieder.

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