What does home insurance in Belgium usually cover?

Typical cover includes fire, storm, and water damage, with optional theft and liability add-ons.

Tenant or owner: does it change the coverage?

Yes. Owners need building + contents cover, while tenants usually focus on contents and liability.

How do deductibles affect price?

A higher deductible often lowers the premium but increases out-of-pocket costs in a claim.

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Home insurance comparison - Belgium

Compare Home Insurance Quotes (Belgium)

Use this page to shortlist providers and prepare for a quote request. Focus on insured capital, deductible, and whether tenant liability is included for renters.

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Comparison steps

Define if you are tenant or owner (coverage differs).

Estimate building and contents value to avoid underinsurance.

Choose your franchise (deductible) and check water/theft exclusions.

Compare assistance, legal protection, and optional add-ons.

Shortlist providers

Compare coverage types and request quotes directly from insurers.

Search providers

Baloise (brandverzekering)

Popular

Best for: Tenants and owners who want solid core cover

Fire, storm, and water damage options
Contents + building cover
Optional theft and liability

Price: quote required

Visit provider →

KBC Home Insurance

Bank-insurer

Best for: KBC clients who want bundle pricing

Home and contents coverage
Custom add-ons
KBC online account management

Price: quote required

Visit provider →

AG Insurance (fire/home)

Major insurer

Best for: Full protection with add-ons

Fire and water damage
Theft options
Legal protection add-on

Price: quote required

Visit provider →

Note: Pricing and coverage vary by profile and region. Always verify policy terms and the IPID.

How we rank

We compare coverage scope, exclusions, deductibles, and pricing transparency. Always confirm the IPID and official terms.

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Related comparisons

Home insurance overview

Guide

Coverage basics, tenant vs owner, and exclusions in Belgium.

Car / moto insurance

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Compare BA, mini-omnium and full omnium options.

Insurance hub

Hub

All Belgian insurance categories in one place.

← Back to Home Insurance Tenant insurance offers →

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